These expenses include credit card payments, utilities, rent, and groceries that aren’t cheap. These borrowers experience constant money shortage and use cash loans to cover their expenses. Like most traditional Payday Loan Lenders, CashNetUSA transfers the full amount of loan to the person’s bank account within the next working day. Payday loans are structured to be repaid fast, usually within two to three weeks, in a single payment that is scheduled when your next paycheck is due. As you can imagine, the main difference in repayment terms is related to the loan value. People generally take out installment loans for bigger investments, while payday loans are fast cash—smaller amounts.